Whilst many accidents occur in the home, it is a fact that few of them are likely to result in a claim for compensation simply because such accidents will rarely be caused by a negligent third party other than a family member. Although being injured by another family member does not mean that you are legally prevented from bringing a claim, you would need to be certain that your household insurance policy provided cover for one family member claiming against another.

 In the unlikely event of you being injured by a visitor to your home - eg. a builder or contractor working on your premises there could be a right to claim compensation. If an injury was caused by a private visitor then again you could claim although there could be a problem if that person did not have insurance against such claims.

One area where a successful claim for compensation could be made is injury caused by defects in in goods or products supplied to you. There are many situations where this could arise - see PRODUCT LIABILITY.

Back to Resources